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What is "Waiver of Premium"? |
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Waiver of Premium is an optional extra on you policy. It means that if you are off work due to unemployment, accident or illness, then the premiums on your life insurance policy will be, in effect, paid for you by the insurance company. Your policy is thereby, kept up to date. (Waiver of Premium will not cover you if you voluntarily became unemployed.) As soon as you return to work, you also resume the responsibility to pay the policy's monthly premium. Some insurance companies also call this option 'Premium Protection'.
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