I urgently need Life Insurance cover to be able to take up my mortgage. How long will it take to organize the Life Insurance?

Roughly one in three applications for Life Insurance are accepted immediately. If this applies in your case you could be covered almost straight away.

In complicated cases, the application could be delayed for up to 8 to 10 weeks whilst information is obtained and health checks made. So you can see that is important to get your application in as soon as possible. If you want to delay the start of a policy for up to a month that can always be arranged.

However, there are things that A1 Life may be able to do to speed things up if you are in a hurry and you are not accepted immediately because of some aspect about your health, job or lifestyle.

Delays will most commonly relate to health issues and the best thing to do is inform Moneynet's broker of any possible problems. They will liaise closely with the insurance company and even, if necessary, contact your Doctor to get your papers expedited. Alternatively. if absolutely necessary, your business could be placed with one of the few Insurance Companies who will put you "on risk" whist your case is being considered. This may mean that your cover isn't necessarily with the cheapest insurance provider, but you'll get covered quickly.