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Should I include Terminal Illness Insurance on my Life Insurance policy? |
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Most good life insurance companies include Terminal Illness cover free of charge on all their Life and Critical Illness policies - so you don't need to pay extra for it. Terminal Illness cover means that if you are diagnosed with a serious illness and a Doctor certifies that you are expected to die within 12 months of diagnosis, then your life policy will pay out immediately. This clearly has many advantages. For example, you can possibly repay your mortgage and other debts and make the most of your money with the time you have left.
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